Introduction

Welcome to Retirement Calculator, built and published by com.paynebrain. We are fully committed to protecting your privacy. This policy outlines how our mobile application handles user data.

1. Financial Data Privacy

All calculators, sliders, growing annuity projections, and savings timelines are processed strictly client-side on your iOS device. We never store, upload, cache, or transmit your individual financial inputs (such as income, goals, or savings) to external servers. Your calculations are 100% private to you.

2. In-App Purchase Simulations

Retirement Calculator features a VIP Premium Store designed for illustrative demonstration purposes. No real banking credentials, credit card details, or FaceID biometric telemetry is read, handled, or transmitted by this application.

3. Advertising Platforms

To keep core planning elements free for everyone, the app displays banner placements powered by Google AdMob. Google AdMob may collect device advertising identifiers (IDFA) and network metadata in compliance with Apple's App Tracking Transparency (ATT) policies to deliver contextual or personalized ads.

4. Children's Privacy

Our app does not target or knowingly collect data from children under the age of 13. If you believe we have inadvertently handled any information, please contact us immediately.

5. Changes to This Statement

We may update our Privacy Policy periodically to reflect app updates. We encourage you to review this page occasionally for any updates.